Agricultural Financing Pakistan Boosted by Mobilink Bank and HBL Zarai Partnership
Islamabad, April 13, 2026 — Pakistan’s microfinance sector has taken a major step forward. Mobilink Bank and HBL Zarai Services Limited have formed a strategic partnership. The goal is to improve rural access to structured agricultural credit.
The agreement falls under the Zarkhez-e Asaan Digital Zarai Qarza Scheme. It focuses on linking financing with essential farming inputs and services.
Expanding Access to Rural Credit
Mobilink Bank will expand digital lending across Pakistan. It will also streamline loan disbursement through digital systems. As a result, farmers will receive credit faster and with greater transparency.
In addition, the bank will ensure that financing supports productive agricultural use. This approach reduces misuse and improves financial efficiency.
Integrated Farming Support Model
HBL Zarai Services will act as an Agricultural Services Provider. It will supply high-quality inputs to farmers. It will also offer mechanization and agronomic advisory support.
Moreover, farmers will gain access to pay-per-use machinery services. They will also benefit from structured crop off-take solutions. Together, these services connect financing directly with farming needs.
Leadership Highlights Impact
Harris Mahmood Chaudhary, CEO of Mobilink Bank, emphasized practical financial inclusion. He stated that credit becomes more effective when linked with inputs and advisory support.
Furthermore, he noted that this approach improves farm productivity. It also strengthens rural livelihoods over time.
Amer Aziz, CEO of HBL Zarai Services, highlighted a similar view. He said the partnership ensures credit translates into real agricultural output. In addition, it improves market access for farmers.
Supporting Sustainable Agricultural Growth
The partnership strengthens coordination between financial and agricultural services. It also expands structured rural credit across key regions in Pakistan.
Furthermore, it aligns with national goals for financial inclusion. It supports sustainable agriculture and rural economic development.
Overall, the initiative aims to improve farmer resilience. It also seeks to boost long-term agricultural productivity across the country.
